Mortgage Banking firms, Emerging Mortgage Bankers, and approved and qualified Home Point Financial correspondent customers can apply to gain access to NattyMac, Home Point Financial’s wholly-owned warehouse lending subsidiary.
Lenders may fund loans on a delegated or prior approved basis, depending on their approval with Home Point Financial, or any of the large list of approved take-out investors maintained by NattyMac. We deliver better overall loan execution and process savings for our customers by turning their warehouse line faster and making the process easy.
Home Point Financial’s Early Purchase Facility, or EPF, allows prior-approved, delegated and hybrid correspondents that fund on a NattyMac line the ability to receive high advance rates and low borrowing costs for loans sold to Home Point Financial. Loans are purchased as soon as the note is received by NattyMac and the file is shipped for purchase. Our clients fund more loans monthly and enjoy unlimited capacity when placing loans on the EPF.
NattyMac’s advance rates allow our customers to borrow up to 100% of the note amount on Conventional, Government, and Non-Agency Jumbo Home Point Financial loans.
Discover the NattyMac difference for yourself – for details contact us.